We redesigned the mortgage to eliminate time, frustration, and surprises. Loans can close in as few as 4 days.
We are a mortgage banking platform for real estate investors, and our direct lending solutions cover most investment strategies. Traditional lenders cannot match our terms, pricing, and superior execution.
We offer short-term mortgage financing to build new homes, townhouses, and accessory dwelling units. We support traditional and modular construction.Learn More
We offer short-term mortgages to buy and renovate properties with up to 30 units. We support new and experienced investors with interest rates from 7.25%.Learn More
We offer 30-year amortizing mortgages for rental properties, including a 30-year fixed rate option for single assets and portfolios of up to 20 properties. These loans are based on rental cash flow, and interest rates start at 3.75%.Learn More
Meet your resourcesLearn more about us
Tim Client Engagement
Hear from our clients
We develop and maintain deep relationships with our clients, becoming friends and a trusted adviser. Listen to some of them, and you’ll see why.
“They care about closing the loan as much as I care about closing, which is huge. It’s great to have them in my corner.”
– Leka Devatha
“Since I’ve been using Certain Lending, I’ve actually been able to achieve goals that were a little further out for me.”
– Mike Dubin
“When you’re in middle of a negotiation, and something is going south, it’s nice to know you have someone you can turn to, to help you out.”
– David Entz